Privacy Statement

 Facts
 WHAT DOES NORTH STATE BANK DO WITH YOUR PERSONAL INFORMATION?
 Why
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and account balances
  • Payment history and credit history
  • Overdraft history and checking account information

When you are no longer our customer, we continue to share your information as described in this notice.

How?
All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons North State Bank chooses to share; and whether you can limit this sharing.
Revised 08/2019

 Reasons we can share your personal information
Does North State Bank share?
Can you limit this sharing?
For our everyday business purposes -
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
Yes No
For our marketing purposes -
to offer our products and services to you
No We don't share
For joint marketing with other financial companies
Yes
No
For our affililates' everyday business purposes -
information about your transactions and experiences
No
We don't share
For our affiliates' everyday business purposes -
information about your creditworthiness
No
We don't share
For our affiliates to market to you
No
We don't share
For nonaffiliates to market to you
No
 We don't share

Questions: Call (919) 855-9925


 What We Do

How does North State Bank protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

We also maintain other physical, electronic and procedural safeguards to protect this information and we limit access to information to those employees for whom access is appropriate.


How does North State Bank collect my personal information?

We collect your personal information, for example, when you

  • Open an account
  • Apply for a loan
  • Provide employment information
  • Show your government-issued ID
  • Show your driver's license

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can't I limit all sharing?
 Federal law gives you the right to limit only
  • sharing for affiliates' everyday business purposes - information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for non-affiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

 Definitions

Affiliates

Companies related by common ownership or control. They can be financial and non-financial companies.

North State Bank has no affiliates.      

Nonaffiliates

Companies not related by common ownership or control. They can be financial and non-financial companies.

  • North State Bank does not share with affiliates or nonaffiliates so they can market to you.
Joint Marketing
 A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
  • Our joint marketing partner(s) include companies such as wealth management companies.