When it comes to lending, it's all local.
Our streamlined approach puts you on a path to hear those three beautiful words, "Clear to close."
Let's look at the options.
Which of these statements best describes what you are looking for:
An Even Closer Look:
How does a VA Loan differ from an FHA Loan? How much do I need to put down for a Jumbo Loan? Dig into the details.
Common features of our most popular mortgage loans include:
|Down Payment of at least 3%||No Down Payment||Lower Credit Thresholds
Requires 5% minimum down payment
|No Down Payment Mortgage1,2
Maximum loan amount $350,0001,2
Requires 10% minimum down payment
|100% Physician Financing1||
Maximum loan amount is $726,200
Current military member or veteran
Residence must be a rural area
|NC Home Advantage||
Annual income of $126,000 or less
Lock and Shop
How it works:
- Lock-in today’s low interest rates for 90 days.
- Shop for your new home.
- Finance your new home with the locked-in interest rate as long as you close within the 90-day lock period. If interest rates are lower than the locked rate at the time of the contract execution, a rate improvement may be available.
Lock & Shop is available for home purchases only; for one- to four-unit properties. Excludes manufactured homes. Available for purchases of primary, secondary and investment properties with Conventional, VA, FHA or USDA loans. Available for a limited time only for fixed-rate mortgages.
Ready for your next mortgage?
Mortgage loans are subject to credit approval. Product information is subject to change without notice.