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Loans and Lines of Credit

Our lending solutions range from convenient ways to pay for the day-to-day to financing life's largest purchases.

Types of Lending Solutions 

When considering a loan, one of the first things to determine is which type of loan will work best for your situation:

Installment Loan: A traditional loan where you borrow a set amount of money and make fixed monthly payments.
Line of Credit: You are given access to a certain amount of money to borrow from as you need.

Many of our loans and lines of credit include:

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No origination fee.
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Late payment fee forgiveness once during the life of the loan.
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0.25% interest rate reduction when enrolled in automatic payment remittance linked to a North State Bank deposit account.
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Lines of Credit can be linked to a North State Bank deposit account, allowing the balance of the deposit account to offset all or a portion of the loan balance.

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An Easy Way to Pay

Credit Cards 

Powered by MasterCard, a North State Bank credit card is an easy way to pay. Credit card transactions are easily monitored through online account access and detailed monthly statements. 

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Tools at Your Finger Tips

Personal Financial Statement

A personal financial statement may be needed during the application process. For your convenience, download the form-field PDF below.