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![Female runner sitting and tying shoes](/assets/files/ySb7YbTP/7.png)
Loans and Lines of Credit
Our lending solutions range from convenient ways to pay for the day-to-day to financing life's largest purchases.
Types of Lending Solutions
When considering a loan, one of the first things to determine is which type of loan will work best for your situation:
Installment Loan: A traditional loan where you borrow a set amount of money and make fixed monthly payments.
or
Line of Credit: You are given access to a certain amount of money to borrow from as you need.
Line of Credit: You are given access to a certain amount of money to borrow from as you need.
Many of our loans and lines of credit include:
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No origination fee.
![Thumbs up icon](/assets/files/Yi4xYdRM/NSB%20Icon_Thumbs%20Up%20Gold-60px.png)
Late payment fee forgiveness once during the life of the loan.
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0.25% interest rate reduction when enrolled in automatic payment remittance linked to a North State Bank deposit account.
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Lines of Credit can be linked to a North State Bank deposit account, allowing the balance of the deposit account to offset all or a portion of the loan balance.
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An Easy Way to Pay
Credit Cards
Powered by MasterCard, a North State Bank credit card is an easy way to pay. Credit card transactions are easily monitored through online account access and detailed monthly statements.
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Tools at Your Finger Tips
Personal Financial Statement
A personal financial statement may be needed during the application process. For your convenience, download the form-field PDF below.