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Beyond Checking

Enjoy a low $25 opening deposit and no minimum balance requirement.
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Account Details

  • Open with $25
  • No minimum balance requirement
  • Check-free transactions. Payments and transactions are made with your debit card, Zelle® or Bill Pay. Paper checks are not offered with this account. 
  • Unlimited ATM fee reimbursements for use of non-North State Bank ATMs
  • No Overdraft or Non-Sufficient Funds (NSF) fee1
  • Electronic statement
  • $5 monthly fee is waived each statement cycle when you make at least five purchases or payments using your debit card. 

No monthly fee for customers age 26 years of age and younger. 

1North State Bank will decline or return transactions when there is not enough money in the account to cover the charge. However, a negative balance is possible. For example, if a transaction is approved for one amount, but then the actual charge is more than what you have in your account (such as when a tip is added after the transaction was approved). There is no overdraft or NSF fee for a negative balance. 

Beyond Checking is a Bank On certified account and does not have fees for the following: deposit submission, bill pay, account activation, early account closure, low account balance, or branch access. All out-of-network ATM fees are reimbursed.