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High Yield Savings

Designed for larger balances, this account is available exclusively to customers with another North State Bank loan or deposit account.

Account Details


  • A companion account for North State Bank customers, this account is only available to those who have an active checking account or loan (loan balance must equal or exceed $15,000)

  • Open with $500 deposit

  • Premium 1.00% APY on balances up to $10,0001. Balances greater than $10,000 earn 0.50% APY.

  • $6 monthly maintenance fee is waived with a $500 minimum daily balance 

  • Two withdrawals per month at no charge; $3 for each additional withdrawal

  • Online and Mobile Banking at no charge

  • Interest is compounded daily, paid and reported per statement cycle

  • Electronic statement at no charge; $3 per paper statement


1Annual percentage yield. APY available as of December 1, 2024, and is subject to change without notice.  For balances greater than $10,000, a blended APY calculation will be reflected on your statement.