![Judy Carter headdshot](/assets/files/b1SggizD/Judy%20Carter004web.jpg)
![Judy Carter headdshot](/assets/files/b1SggizD/Judy%20Carter004web.jpg)
Judy Carter
Assistant Vice President
SBA Portfolio Manager
Memphis, Tennessee
“During my 40 years in the industry, helping small business owners is the most rewarding work I’ve experienced.”
![Notepad icon](/assets/files/P2GjWPOT/nsb-icon-backgroundgold-60px.png)
Background
My banking career has spanned over four decades, starting in post-closing and audit positions at community banks. From there, I moved to Bank of America and later to Magna Bank (now Pinnacle Bank), which led to my first position in SBA Lending. Before North State Bank, I worked at Evolve Bank & Trust for a decade, serving as an SBA portfolio and compliance manager. While my experience includes a variety of banking positions, SBA lending has been my “home” for the last 14 years.
![Puzzle icon](/assets/files/V6zFQhR2/nsb-icon-puzzlegold-60px.png)
Community Involvement
I’m passionate about animal rescue and support several rescue groups in my area. I have three pets who I adopted through my involvement in these groups.
More About Judy
![Education building icon](/assets/files/ZoNiExYo/nsb-icon-educationgold-60px.png)
Professional Affiliations
National Association of Government Guaranteed Lenders (NAGGL), member of the Small Lender East Committee
![House icon](/assets/files/vEin7UDi/NSB%20Icon_House%20Gold-60px.png)
Hometown
I grew up in Macon, Georgia, but have called Memphis, Tennessee, my home for nearly 35 years.
![Heart icon](/assets/files/g7C6ePPG/NSB%20Icon_Heart%20Gold-60px.png)
Outside the Office
I have nine grandchildren who have kept me moving from activity to activity for the last 20 years. I enjoy watching them grow and thrive, from dance recitals and school plays to soccer and football games; it’s a busy, wonderful life. Our close-knit family enjoys getting together for holidays, birthdays, and celebrations. I jokingly tell people we are not your typical family–we are a “mob,” usually a group of about 25!!