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Performance Checking 2.0

Our most robust checking account, Performance Checking has it all, plus a $200 account opening bonus1.

Account Details

  • $200 account opening bonus1

  • Premium 0.70% APY on balances up to $10,000. Balances greater than $10,000 earn 0.50% APY.2

  • Unlimited ATM fee reimbursement per statement cycle for use of non-North State Bank ATMs

  • Electronic or paper statements available at no charge

  • One overdraft fee waived every calendar year

  • Standard order of checks at no charge

  • Standard size safe deposit box at no charge or equivalent discount on other sizes

  • Fee waived for official checks and stop payments 

  • $20 monthly maintenance fee is waived with:

    • $2,500 minimum daily balance in a North State Bank checking or savings account
      - or-
    • Combined balance of $10,000 or more in checking, savings, money market, CD or IRA at North State Bank

1Bonus is paid after the following requirements are met during one of the statement cycles between 90 to 180 days of the account opening date: 1) at least 20 paid debit card transactions (not including ATM transactions); 2) at least one direct deposit within a statement cycle. Bonus is not available for accounts that received a previous account opening bonus related to a personal checking account. Limit one personal account opening bonus per household. A converted account may be eligible if the current account was opened within the last six months. Only available to residents of NC. Subject to change without notice.
2Annual percentage yield. APY available as of May 1, 2024, and is subject to change. For balances greater than $10,000, a blended APY calculation will be reflected on your statement. Fees may reduce earnings.