Home Loan Options
Enjoy peace of mind while you look for a home with a 90-Day Lock & Shop interest rate guarantee.
How it works:
- Lock-in today’s low interest rates for 90 days.
- Shop for your new home.
- Finance your new home with the locked-in interest rate as long as you close within the 90-day lock period. If interest rates are lower than the locked rate at the time of the contract execution, a rate improvement may be available.
Access a collection of commonly used mortgage documents translated into other languages. The collection includes resources such as a mortgage application, borrower education materials, a glossary of mortgage terms and more.
Mortgage loans are subject to credit approval. Product information is subject to change without notice.
Common features of our most popular mortgage loans include:
|down payment of at least 5%||No Down Payment||LOWER CREDIT THRESHOLDS
|No Down Payment Mortgage1,2
Maximum loan amount $350,0001,2
Requires 10% minimum down payment
|100% Physician Financing1||
Maximum loan amount is $647,200
Current military member or veteran
Residence must be a rural area
|NC Home Advantage||
Annual income of $99,000 or less