Father smiling and playing with son

Hero Checking

For the everyday heroes who make our community a great place to live, we offer an account with unique perks.

Account Details

Available to firefighters, law enforcement, military (active, reserves & veterans), healthcare workers, EMS, teachers and all employees who work for a non-collegiate school or school system.

  • $50 account opening bonus1
  • ATM fees are reimbursed up to $15 per statement cycle for the use of non-North State Bank ATMs

  • One NSF fee waived every calendar year 

  • $10 monthly maintenance fee is waived when you meet the following qualifiers each month:
    • Receive an electronic statement
    • Enroll and use Online Banking
    • Receive at least one direct deposit

1Bonus is paid after the following requirements are met during one of the statement cycles between 90 to 180 days of the account opening date: 1) at least 20 paid debit card transactions (not including ATM transactions); 2) at least one direct deposit within a statement cycle. Bonus is not available for accounts that received a previous account opening bonus related to a personal checking account. Limit one personal account opening bonus per household. A converted account may be eligible if the current account was opened within the last six months. Only available to residents of NC. Subject to change without notice.