Products

CONVENTIONAL LOANS

Conventional loans offer the opportunity for qualified homebuyers to purchase homes with down payments starting as low as 3.0% of the home’s purchase price. These loans adhere to the guidelines set by Fannie Mae or Freddie Mac, and offer fixed or adjustable interest rate options.

JUMBO LOANS

Jumbo loans are loans larger than the limits set by Fannie Mae or Freddie Mac, and generally refer to loans greater than $417,000. Jumbo loans are available for primary residences, second homes and investment property.

FHA LOANS (FEDERAL HOUSING ADMINISTRATION)

Insured by the Federal Housing Administration, these mortgage loans were established to make home buying more affordable, especially for first-time buyers, by allowing down payments as low as 3.5% of the purchase price.

VA LOANS (VETERANS AFFAIRS)

VA loans are insured by the Department of Veterans Affairs and offer no- or low-down payment options and competitive interest rates on mortgage loans for current military service members and veterans.

USDA LOANS (UNITED STATES DEPARTMENT OF AGRICULTURE)

Backed by the U.S. Department of Agriculture, these loans are geared toward rural property buyers who meet specific income requirements. For qualified buyers, they offer no- and low-down payment options.

HOUSING FINANCE AGENCY AND DOWN PAYMENT ASSISTANCE PROGRAMS

Your local Housing Finance Agencies help make home ownership affordable for eligible home buyers, whether they are buying for the first time or moving up. These programs offer competitive financing and forgivable down payment assistance.

Contact one of our mortgage experts to help you choose the mortgage loan that is right for you.

Loans are subject to credit approval and eligibility requirements.