Lending

Our lending solutions range from convenient ways to pay for the day-to-day to financing for life's largest purchases. 

Personal Loan 

Consolidate debt and pay for other large expenses.
More details

Auto Loan 

Hit the road in a new or new-to-you car, truck or SUV.
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home equity line of credit 

Update your kitchen, take a dream vacation or pay college tuition with a flexible repayment plan. 
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home equity loan 

Borrow from your home equity to finance expenses with a predictable monthly repayment plan. 
More details

mortgage loan

Work with our mortgage experts to find the right loan for a home purchase, refinance of an existing loan or to build a custom home.  
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boat or rv loan 

Take to the land or sea with a boat, jet ski or other recreational vehicle.
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Motorcycle and All-Terrain Vehicle loan

Choose the road less traveled with a motorcycle or all-terrain vehicle. 
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overdraft protection line of credit 

Protect against overdrafts to avoid bouncing checks, missing payments or having a declined debit card transaction.
More details

RESIDENTIAL LOT LOAN

Secure the perfect location for your custom home.
More details

Credit Card 

For day-to-day expenses and purchases you plan to replay in the near future.
More details
All North State Bank credit solutions and loans are subject to credit approval. 
Our lending solutions range from convenient ways to pay for the day-to-day to financing for life's largest purchases. 
loan type   commonly used for  features collateral 
Personal  Debt consolidation, large purchases, medical bills or wedding expenses  Borrow $1,000 to $100,000 with a fixed interest rate  A personal asset, such as a savings account, stocks and bonds, other personal property, or unsecured
Auto  New or pre-owned vehicle purchase or refinance an existing auto loan  Borrow $3,000 and up with a fixed interest rate New and pre-owned vehicles up to 5 years old
Home Equity Line of Credit  Home improvements, college tuition, vacations, debt consolidation and new home purchase down payment Interest-only repayment option with a variable interest rate Primary residence or second home
Home Equity Loan  Similar to a Home Equity Line of Credit, funds can be used for home improvements, college tuition, vacations, debt consolidation and new home purchase down payment Principal and interest monthly repayment with fixed interest rate  Primary residence or second home
Mortgage Loan New home purchase, refinance an existing loan or building a custom home  Explore Financing Options Primary residence or second home
Boat or RV  New or pre-owned boat, travel trailer, jet ski, etc. purchase   Borrow $3,000 and up with fixed interest rate  New and preowned boats and RVs
Motorcycle and All-Terrain Vehicles Motorcycle, four-wheeler, etc. purchase   Borrow $3,000 and up with fixed interest rate  New or preowned motorcycle, four-wheeler, etc.
Overdraft Protection Line of Credit Unexpected emergencies 
Borrow $1,000 and up; fixed and variable interest rate options available   Unsecured
Residential Lot  Purchase or refinance of a lot to build a primary residence or second home Interest-only monthly repayment option   Residential lot in platted subdivision
Credit Card  For day-to-day expenses and purchases that you plan to replay in the near future
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All North State Bank credit solutions and loans are subject to credit approval.