Loan Options

To find the right loan, consider which of these statements best describes what you are looking for:

FIXED RATE loan

I want a predictable monthly mortgage payment that will not change. 


More details

Adjustable Rate loan

I am comfortable with my interest rate changing over time if I have a lower rate in the early years of the loan.
More details

JUMBO loan

My loan amount will be more than $424,100.

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USDA loan

My new home will be in a rural area.

More details

FHA loan

I am looking for flexible credit requirements with a low-down payment.

 

More details

VA loan

I am serving in the United States Armed Forces or am a veteran, reservist or member of the National Guard.

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NC Home Advantage loan 

I am purchasing a home in the state of North Carolina and my annual income is $87,500 or less.

More details
Mortgage loans are subject to credit approval. 

Common features of our most popular mortgage loans include: 

   down payment of at least 5% LOWER CREDIT THRESHOLDS
government-Backed   Special qualifiers 
Fixed Rate table checkmark


Adjustable Rate  table checkmark


Jumbo 
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Requires 10% minimum down payment 

 
FHA
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VA

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Current military member or veteran

USDA
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Residence must be a rural area
NC Home Advantage    table checkmark  table checkmark
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Annual income of $87,500 or less 
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Mortgage loans are subject to credit approval.