Business Lending

Our experienced commercial banking team is the best in the business and will work with you to find lending solutions to meet your company's unique needs.  

We provide many types of financing, including:
Short-term financing
Business expansion and acquisition 
Purchasing and expense solutions
Seasonal working capital
Managing cash flow, including accounts receivable and inventory
Acquisition of machinery, equipment and vehicles
Purchase, refinance, construction or expansion of real estate
Tax-exempt financing
Payment or performance guarantees (Letters of Credit)
Asset-based lending

Lending Solutions 

Line of Credit

A Line of Credit can be a good solution when you need a flexible repayment plan. They typically offer greater borrowing power with a higher maximum credit line and lower interest rate than most business credit cards.

Credit Cards

For day-to-day expenses and purchases your company plans to repay in the near future, a business credit card can be just what you need. Credit card transactions are easily monitored through online account access and detailed monthly statements.

Term Loans 

With fixed and adjustable rate options, our loans offer competitive interest rates and flexible terms.

Small Business Administration Lending (SBA) 

Ideal for starting or growing a small business, SBA loans offer more flexible borrowing requirements and longer terms because they are backed by the Small Business Administration.

All North State Bank credit solutions and loans are subject to credit approval.