Digital Banking and Cash Management

From Your Computer: Online Banking and Cash Management 

We offer three levels of Online Banking services, allowing you to select the features and functions your company needs.

Business Online Banking: From monitoring transactions and account balances to paying bills, Online Banking includes essential features that are perfect for many small businesses.

Business Online Banking Plus: Enjoy all the features of Business Online Banking, plus the ability to assign unique user names, passwords and access levels to different users.

Online Cash Management: Our most robust Online Banking tool, this package features many cash management tools, such as ACH origination and wire transfers. 

Scroll to view the rest of the table.
   BUSINESS ONLINE BANKING  BUSINESS ONLINE BANKING PLUS  ONLINE CASH MANAGEMENT
View account balances and recent transactions
 table checkmark table checkmark table checkmark
Pay bills
 table checkmark table checkmark table checkmark
Pay a person with just their email address
 table checkmark table checkmark table checkmark
Make North State Bank loan payments
 table checkmark table checkmark table checkmark
View check images
 table checkmark table checkmark table checkmark
Transfer funds between North State Bank accounts and other financial institutions
 table checkmark
table checkmark
View, print or save eStatements table checkmark table checkmark table checkmark
Provide unique login credentials for different users
table checkmark table checkmark
Customize each user’s access level and rights
table checkmark table checkmark
QuickBooks Integration
(Direct Connect service available at $15 per month) 		 table checkmark table checkmark table checkmark
 Initiate Wire Transfers     table checkmark
 Originate ACH Transactions1     table checkmark
 Positive Pay Check Fraud Detection     table checkmark
 Security Tokens
(added layer of security for user login)		     table checkmark
 Dual Controls
(requires two-person authorization to complete certain transactions, such as Wire transfers or ACH activities)		     table checkmark
 Remote Deposit Capture
(Deposit Scan)2		 table checkmark table checkmark table checkmark
 Service Fee  $0 $25
 $50
1 The ACH Network is governed by NACHA operating rules. To obtain a copy of the ACH rules, contact a North State Bank office or view a read-only copy online at this link (Opens in a new Window)by logging in as a basic user.
2 Remote Deposit Capture is available for a fee. Customers can choose from two options: 1) A one-time fee of $500 which includes a basic check scanner with ongoing use and support of Remote Deposit Capture service. 2) A one-time setup fee of $75 and an ongoing monthly fee of $25 for service and support, also including a basic check scanner. A batch scanner is available for an additional fee.

Mobile Banking with Mobile Deposit

Designed for use from your mobile device, including smartphones and the Apple iPad. You can:
  • Login with fingerprint authentication 
  • Deposit checks
  • View account balances, transactions and check images
  • Access bank statements
  • Initiate account transfers to another North State Bank account and other financial institutions
  • Pay a person with just their email address
  • Add, edit or delete payees
  • Pay bills
  • Activate a new North State Bank debit card, report a lost debit card and reorder a debit card
  • Find location and contact information for North State Bank offices
You must be enrolled in Online Banking to use the Mobile application. To enroll, contact a customer service representative at 1-877-807-9668.

From Your Phone: Voice Response 24 (1-877-357-2265)

With Voice Response 24, you can access North State Bank deposit accounts to check balances, transfer funds between accounts and verify deposits and other transactions.