Business Services

ONLINE BANKING WITH BILL PAY

With Online Banking, access your accounts anytime and anywhere you have a secure Internet connection. This service allows you to:

  • Check account balances
  • Verify deposits
  • Pay bills
  • Make North State Bank loan payments
  • Confirm checks that have cleared
  • Transfer funds between accounts
  • View images of the fronts and backs of items that have paid on your account

NetBanker can be accessed at NorthStateBank.com or from our Mobile Banking app. There is no charge for using NetBanker.

CASH MANAGEMENT BY NETBANKER

Enhance your Online Banking and Bill Pay capabilities with Cash Management services, including:

  • Customized Access Levels and Dual Controls – You can assign users access rights based on their job responsibilities as well as require two users to approve certain account transactions.
  • Wire Transfers – Initiate transfers between North State Bank and other financial institutions. (Limit restrictions apply.)
  • ACH Transactions – A cost-effective and efficient method to set up direct deposit payments and collect pre-authorized payments. (Limits and credit restrictions apply.)
  • Positive Pay – A check fraud detection tool to reduce your risk of fraud. Each day your organization will upload a file of checks written and it is compared to the items clearing the account. If a discrepancy is detected the bank will contact you before the check is paid on the account.

Cash Management services are available for a monthly fee of $50.

The ACH Network is governed by NACHA operating rules. To obtain a copy of the ACH rules, please contact a North State Bank office so that a copy may be ordered for you. You may also obtain a read-only copy online by clicking here and logging in as a basic user.

DEPOSITSCAN

Enjoy the convenience of making deposits from your desktop using DepositScan:

  1. Scan a check using the bank-provided DepositScan scanner.*
  2. Upload the image to the secure bank website.
  3. Follow the prompts to deposit your funds.

* Please see your North State banker for information regarding obtaining a check scanner. (Fees and credit restrictions may apply.)

To get started, you need a North State Bank business checking account, a computer with high-speed Internet access, and a DepositScan check scanner.

For additional information or assistance, view the Remote Deposit Scan or Remote Deposit Complete User Manual.

*Fees and credit restrictions may apply.

E-STATEMENTS

Receive your bank account statements online through Netbanker. The statement looks exactly like the printed, mailed version, including check images, but you can view it online, print it for your files, save it to your computer, or email it. Save time and have “anytime, anywhere” access to your statements.

MOBILE BANKING WITH MOBILE DEPOSIT

Using our mobile banking app, access your business account from your smartphone or tablet to perform banking transactions anywhere, anytime. You can:

  • Deposit checks
  • View account balances and transactions
  • Initiate account transfers
  • Pay bills

CHECK IMAGING

We’ve made balancing your statement and recordkeeping on your account easier than ever. Each month in your paper statement or E-Statement, you’ll receive pages with images of your canceled checks in check number order. Imaged checks are a “picture-perfect” way to keep your financial records in order.

VOICE RESPONSE 24 (1-877-357-2265)

North State Bank’s Voice Response 24 makes banking on-the-go easier for you and your company. By simply calling our automated telephone response system, you can access your North State Bank deposit accounts to:

  • Check balances
  • Transfer funds between accounts
  • Verify deposits and checks paid on your account

MERCHANT SERVICES

Credit and Debit Card payments have become consumers' preferred method of payment. By accommodating this preference, your business is likely to become more successful. Electronic Payments are fast, convenient, and easy to track. Merchant Services provide:

  • Desktop, Mobile, and Traditional Payment terminals
  • Transparent monthly statements without a long-term contract
  • Next Day Funding available- receive your funds in 1-2 business days
  • Dedicated local representative- finding the most efficient and cost effective solution for your business

Click here to learn more about Merchant Services.

PAYROLL SERVICES

Our payroll services not only simplify payroll processing, but it can also help you keep track of vital human resource-related data such as time and attendance.