Gretchen McPherson Headshot
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Gretchen McPherson

Assistant Vice President and Commercial Loan Portfolio Manager, Garner

NMLS# 1850108 

“I enjoy learning what my customers are passionate about and how they turn those passions into businesses.  My love of numbers and metrics is what attracted me to commercial banking but it’s the people I work with and serve who make it a fulfilling profession.”


I began my banking career in 2005. Prior to joining North State Bank, I worked at Umpqua Bank in Portland, Oregon, as a senior commercial underwriter and commercial portfolio manager. 


Appalachian State University, Bachelor of Science with a major in finance and banking.


Weaverville, North Carolina 

Outside the Office

You’ll find me with family. I’m a hobbyist photographer and love to travel—especially to places where I can spend time outdoors.

With mirth and laughter let old wrinkles come.

-William Shakespeare
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