In order to complete the initial prequalification for a mortgage loan, please provide the information below and click the submit button. Completing the form does not obligate you to North State Bank, but we will be happy to pre-qualify you at no cost. You do not have to be a North State Bank customer to qualify for a loan. To see our privacy statement regarding any information you submit, click here

Note: Because this is a preliminary step in the mortgage loan process, we will not request your credit report from the reporting agencies. In order to complete the loan process, however, we will need additional information and a credit report will be requested from credit reporting agencies.

Please fill out all fields as best you can.

 Name
 Co-borrower’s Name (if any):
 Address:
 City:
 State:
 Zip:  Phone:  Best time to call:
 Email Address:
 Gross annual income:  Cash on deposit:
 Monthly car payments:
 Minimum monthly credit card payments:
 Other payments (loan, child support, alimony, student loan, other):
 Would you like to purchase a new home
 or refinance a current mortgage loan?
     If refinancing:
What is the approximate value of your present home?
What is the balance on your first mortgage? What is the balance on your equity line?
 Is this your first home?
 What would you like your TOTAL monthly payment to be?
 including principal and interest, private mortgage insurance (PMI)
 homeowner’s insurance, and taxes
 Are you a North State Bank customer?
 How did you learn about this web site?
 Comments or other information you would like to provide
     


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North State Bank, Inc., Raleigh North Carolina, USA. 1-919-855-9925
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